Equiniti provides two types of ISA, a Cash ISA for tax-breaks on cash investment for your employees, or a stocks and shares ISA which gives a direct link from employee scheme maturity into an ISA with management information available to the company on how many accounts have been opened on an ongoing basis.

• Stocks and shares ISA - Employees and shareholders can invest up to £7,200 per tax-year (less any investment in a Cash ISA).

The stocks and shares ISA offers a Regular Investment feature to allow shareholders to buy stock in your company, and in a range of the most popular stocks, on a monthly basis.

SmartDeal allows shareholders to benefit from bulk dealing in the same popular stocks, as above, with a view to reducing their dealing charges.

The ISA could also be used for the transfer of shares from a maturing employee share plan, which could save investors Capital Gains Tax.

• Cash ISA - Employees and shareholders can invest up to £3,600 per annum.

Benefits to the company include:

• One stop service for administration of share registration, employee schemes and ISA.
• Extension of employee benefits.
• Ongoing analysis of employee share ownership (based on number of accounts open) following scheme maturity.

Benefits to the participant include:

• Single point of contact for all share related queries.
• Tax-efficient method of exercising share options.
• Continued share ownership in a tax-efficient environment.

Your next step

For more information on these services, either speak to your Relationship Manager or contact our Business Development Team.